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Que sont les cartes de débit crypto ?

Que sont les cartes de débit crypto ?

15 juil. 2022

Did you know that the size of the global cryptocurrency market is expected to reach, by 2026, a size of $1087.7 million? Additionally, the market capitalization that Bitcoin had, as of the 21st of February, 2021, was $1072.21 billion.

Considering these statistics, you might be interested in using cryptocurrency and related technology such as crypto debit cards. However, if you don't know much about these cards, you might not know if getting one is right for you.

Fortunately, in this article, we'll review everything you need to know about crypto debit cards. Finally, you can get a crypto debit card and use it correctly, making cryptocurrency use part of your daily life. Read on to learn more.

What Are Crypto Debit Cards?

One of the dilemmas that cryptocurrency holders have is that they have cryptocurrency they'd like to spend, but they have to go through a large amount of effort to put their cryptocurrency on their credit cards.

A cryptocurrency debit card solves this problem. It works similarly to how a debit card does, but it's much more convenient for you if you want to use it to spend your crypto.

It helps to see how challenging things are when crypto cards aren't available. If you wanted to spend your cryptocurrency in this case, you'd have to follow several steps.

First, you'd have to send, from your cold wallet or hot wallet, your cryptocurrency to your centralized exchange. Second, you'd have to wait for your centralized exchange until they wire the money to you.

Third, you'd have to transfer the money that was wired to your current account. Finally, after all these steps, you'd be able to spend your money.

With a cryptocurrency card, things are much easier. When it comes to how crypto debit cards work, you'll be able to spend in two different, easy ways.

One of these is spending from your dedicated cryptocurrency account. The other is spending from your exchange account.

You'll be able to use either of these two options without having to jump through any hoops to be able to withdraw your cryptocurrency.

The Features of Crypto Cards

A cryptocurrency debit card comes with many features, the first one being that you'll be able to use it for everyday purchases—using the very account that you utilize for trading! These everyday purchases could include ones you make in-store, online, and while you're traveling.

Do you have an account at an exchange that issues a debit card? In this case, if you use their debit card, this account could replace your ordinary bank account for your day-to-day shopping.

Another feature of a cryptocurrency debit card is that it makes integration between fiat currencies and cryptocurrencies effortless.

This is because a crypto debit card will automatically convert your cryptocurrency to a fiat currency. It helps to illustrate this with an example.

Say that you get paid in cryptocurrency, so you utilize your account to receive that salary. If you then spend this money with your crypto debit card, it'll simply go through as fiat currency when you make the payment.

Additional Features

The best feature that comes with cryptocurrency debit cards is that many of them offer a generous cashback program. When you spend money with crypto debit cards that offer this perk, they'll return between 1% and 8% in crypto.

Note that, if you decide to take advantage of this feature available from the best crypto debit cards, it's smart to get a card that offers "cashback" in the currency of your choice. For example, say you want to earn more Bitcoin.

In this case, you should look for a Bitcoin debit card that has a cashback program. This way, whenever you spend your Bitcoin card, you'll be able to get some Bitcoin back.

There are other rewards programs that you can get through crypto debit cards. Some of them, for example, will have a streaming services rewards program. Others will waive the ATM fees you'd have to pay.

To Note

If you're thinking of getting a crypto debit card, we recommend seeing what the law is regarding crypto debit cards in your state, country, or region. These can vary from state to state, country to country, and region to region. So, before you apply for the cryptocurrency debit card of your choice, check its terms and conditions.

In the terms and conditions, you'll be able to find information that tells you if you're in an area that's eligible.

On the bright side, there are many different cryptocurrency cards available in different countries and regions. These include Europe, some CIS countries, and the US.

Additionally, be careful if you plan on what cryptocurrency management laws are where you are. These also vary in some CIS countries and Europe.

Note, as well, that it's smart to speak with a tax professional when it comes to cryptocurrency if you're managing your cryptocurrency in the US.

This is because cryptocurrency is considered to be an asset in the US. As a result, if you plan on having cryptocurrency in the US, it might be taxable.

Speaking with a tax professional can help you determine how your cryptocurrency will be taxed, whether you're using a debit, credit, or prepaid card with your cryptocurrency or simply using cryptocurrency.

Looking For Crypto Debit Cards?

Now that you've learned about what crypto debit cards are, how they work, and what their features, you might have decided that you want to get a cryptocurrency debit card. In this case, you should look no further than at the cards we have available at Criffy.

To find out about the different crypto debit cards we have available, check them out now.

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